Business Interruption Insurance Claims
To mitigate the effect of your business slowdown, we encourage you to examine your insurance coverage and explore the possibility of filing business interruption claims (such as claims resulting from lost sales or interrupted supply agreements). Business interruption insurance generally helps protect against lost income resulting from a covered event. This coverage is usually reflected in a separate section of, or in an endorsement to, your policy. However, the availability of coverage differs by insurance carrier and policy and must be scrutinized closely. To the extent coverage is available to protect against Coronavirus losses, the designation of a national emergency, implementation of travel bans, and governmental shutdown orders may trigger the application of this coverage.
Black & LoBello’s attorneys are working overtime to mitigate the effects of the Coronavirus on businesses in our surrounding community. As part of our efforts, our attorneys will review insurance policies of Nevada-based businesses to assess their individualized business interruption coverage for Coronavirus and help you fight for your claim at discounted hourly rates.
SBA – Economic Injury Disaster Loan Program
SBA Disaster Loan Assistance is now available in many states, including Nevada, as part of the government’s efforts to minimize the economic disruption to our nation’s millions of small businesses. For more information on your eligibility and the relaxed criteria, click here. Apply for a disaster loan on the SBA website.
Find a PPP Lender if your bank isn’t participating.
Business Resources: Clark County has provided an extensive resource for the public to access the status of various departments. Please visit their COVID-19 update page for more information.
Election Information: CLARK COUNTY JUNE 9, 2020 PRIMARY ELECTION BY MAIL ONLY
Nevada Health Insurance for Nevadans without Insurance
A limited-time exceptional circumstance special enrollment period has been opened for Nevadans without health coverage. The SEP will run from March 17 through April 15. For current updated information and enrollment options, go to Nevada Health Link.
Nevada Department of Health and Human Services (DHHS) website to access to federal and Nevada-specific guidance and resources
To keep Nevadans informed, the Nevada DHHS and the Governor’s Office created a website to better share information and resources as it pertains to the current status of the Coronavirus (COVID-19). Keep updated by checking out their website Nevada DHHS.
State and Local Courts
Each court has released specific protocols associated with the new CDC requirements. A comprehensive list can be located here. If you have any specific questions about your case, please reach out to your attorney directly.
The IRS deadline to file and pay taxes was extended by 90 days due to COVID-I9. Treasury, IRS extended filing deadline and federal tax payments regardless of amount.
COVID-19 Related Tax Credits
The Families First Coronavirus Response Act (the “FFCRA”), signed by President Trump on March 18, 2020, provides small and midsize employers refundable tax credits that reimburse them, dollar-for-dollar, for the cost of providing paid sick and family leave wages to their employees for leave related to COVID-19. Click here for more detailed information.
Delay or Failure to Make Rent and Other Payments
If your business will be unable to pay rent payments, loan payments, or meet any of your performance obligations under your agreements, including supply agreements, due to the implications of the Coronavirus, please contact one of our attorneys to review the terms of your agreements and see how we can help. We are here to help as we all navigate this pandemic together.
*Please note that the Coronavirus has caused this information to change rapidly. While we are making every effort to keep this page updated for informational purposes, it is in no way to be construed as legal advice. Please speak to an attorney if you need information related to your unique case or contact us directly.*